401(k) Savings Rates Reach Record High: Are You on Track?
American workers are saving more in their 401(k) retirement plans than ever before, with average savings rates hitting a...
Snack Bar Billionaires Diversify Investments Beyond Food
Daniel Lubetzky, the billionaire founder of Kind snack bars, is expanding his investments beyond the food industry. Like...
JPMorgan Chase Aims to Attract More Millionaire Clients
JPMorgan Chase is expanding its services to attract more wealthy clients in the United States. The financial institution...
Long-Term Care Costs Rising: What Retirees Need to Know
The need for long-term care is growing as the population ages, but costs are increasing and there's a shortage of caregi...
Social Security Claims Surge as Retirees File Earlier
More people are claiming Social Security benefits earlier than expected, with filings up 13% this year. This increase re...
Ted Cruz Proposes $1,000 'Baby Bonus' for Every Newborn
Texas Senator Ted Cruz has introduced a plan that would provide a $1,000 government contribution to a savings account fo...
Graduation Gift Guide: 11 Practical Presents for College Gra...
Finding the right graduation gift can be tricky. This guide offers 11 practical and lasting gift ideas for college gradu...
Retirement Goal: $1.26 Million, But Confidence Lags
The amount of money Americans believe they need to retire comfortably has dropped slightly to $1.26 million. However, a...
Losing Your Home Near Retirement: Key Financial Consideratio...
Losing a home close to retirement can significantly impact your financial future. Unexpected disasters can wipe out savi...
Study: Trump Tax Cuts Provided Significant Savings to Middle...
A new study analyzing tax payments reveals the impact of the Trump tax cuts on American households. The research indicat...
Cash vs. Stocks: Weighing the Risks During Market Uncertaint...
When the stock market gets bumpy, holding cash can seem like a safe move. However, keeping your money in cash also comes...
Don't Panic Buy Because of Trump's Tariffs, Experts Say
Despite potential tariffs from Trump, experts advise against panic buying. Recent observations show no widespread consum...
Senior Living Residents Face Rising Costs, Displacement Risk
Some residents of senior living communities are facing unexpected financial burdens. After a change in ownership, one co...
High Interest Rates & Tariffs: How to Save and Spend Wisely
Experts predict borrowing money will stay expensive for a while. Higher prices on goods are also expected due to increas...
Retirees Navigate Volatile Stock Market as Retirement Nears
Alicia and Chu Gomez, like many nearing retirement, are grappling with the ups and downs of the current stock market. Re...
Annuity 5-Year Rule: Understanding Tax Implications
The 5-year rule for annuities can be tricky. It impacts when you can withdraw money without facing tax penalties. This r...
Borrowing Home Equity: How Much is Safe Now?
Withdrawing home equity can be tempting, but how much is safe in today's economy? Several factors influence the right am...
Credit Card Debt Forgiveness: 3 Reasons to Consider It in June
Struggling with high credit card debt? Experts say June could be a good time to explore debt forgiveness options. High i...
Financial Well-being: New Study Reveals Key Predictor
A new study by Vanguard suggests that financial well-being isn't solely tied to having a large sum of money. Researchers...
Trump's Tax Bill: Cuts, Extensions, and 'Trump Accounts' Explained
A new tax bill proposed by former President Trump includes a mix of tax cuts and extensions. The bill also suggests crea...
College Grads: Build a Solid Financial Future Now
Starting your career after college is exciting, but it's also a crucial time to build a strong financial base. Managing...
Annuity Payout: What a $25,000 Investment Could Earn Monthly
Considering an annuity for retirement income? A $25,000 investment might provide a steady monthly payment. This article...
FEMA Responds to Kentucky Tornadoes Amid Budget Challenges
Kentucky is reeling from devastating tornadoes, and residents will rely on the Federal Emergency Management Agency (FEMA...
100% Home Equity: What It Means for Homeowners
Having 100% home equity means you own your home outright, without owing any money on a mortgage. This can open doors to...
Annuities: Weighing the Pros and Cons for Retirement
Annuities can offer a guaranteed income stream during retirement, but it's crucial to understand their complexities. Exp...
Trump Tariff Changes Create Uncertainty for Small Businesses
Small businesses are struggling to navigate fluctuating tariffs on goods imported from China. The current 30% tariff rat...
Life After Chapter 7 Bankruptcy: What You Can't Do
Chapter 7 bankruptcy can help you get a fresh start, but it also comes with rules. After filing, you might find it harde...
Social Security and Annuities: Can You Collect Both?
Planning for retirement often involves multiple income streams. Many people wonder if they can receive both Social Secur...
Home Equity Loan: $15,000 Monthly Payments in 2025
Thinking about using your home equity to borrow $15,000? Understanding the monthly payments is key to budgeting and fina...
Bankruptcy Options: Which Type Clears All Debt?
Filing for bankruptcy can offer a fresh financial start, but understanding the different types is crucial. Chapter 7 ban...
Inheritance and Credit Card Debt: A Smart Strategy?
Receiving an inheritance can feel like a financial lifeline, but is using it to pay off credit card debt the best choice...
Entrepreneurship on the Rise: Risks and Rewards for New Businesses
More Americans are starting businesses than ever before, driven by opportunity and innovation. However, entrepreneurship...
Debt Forgiveness: What Debts Qualify and Which Don't
Debt forgiveness can provide a fresh start, but it's not a universal solution. Certain types of debt, like some federal...
Trump Claims Gas and Grocery Prices Are Falling, Despite Data
Former President Donald Trump is again asserting that gas and grocery prices are decreasing. However, government data in...
Connie Britton's New Show Supports Single Moms
Actress Connie Britton, known for her role in "Friday Night Lights," is launching a new show called "The Motherhood" on...
HELOC Changes After 10 Years: What Borrowers Need to Know
A Home Equity Line of Credit (HELOC) often changes significantly after the first 10 years. This is typically when the dr...
Alaska Lawmakers Grapple with Market Volatility Amid Oil Price Swings
Alaska lawmakers face budget challenges as market volatility and fluctuating oil prices create uncertainty. President Tr...
Top Gold IRA Companies for Retirement Savings in 2024
Considering a gold IRA for your retirement? Several reputable companies specialize in helping investors diversify their...
Retirement Planning in Your 40s & Women's Sports Boom
Many people in their 40s face challenges when saving for retirement due to life's unexpected turns. We explore strategie...
ABLE Accounts Help People with Disabilities Save and Invest
ABLE accounts are special savings and investment accounts for people with disabilities. Created by the Achieving a Bette...
Tariffs Squeeze American Budgets: Splurge or Save?
American families are feeling the pinch as tariffs lead to rising prices on everyday goods. Many are forced to make toug...