Credit Card Default: 3 Key Things You Need to Know
Struggling to keep up with your credit card payments? Defaulting on your credit card can have serious consequences. This...
Buy Now, Pay Later Debt: What Happens When It Goes to Collections?
Buy Now, Pay Later (BNPL) services are increasingly popular, but missing payments can have serious consequences. If you...
Credit Card Debt Forgiveness: Good Idea in a Growing Economy?
As the economy shows signs of improvement, many are wondering if credit card debt forgiveness programs are a good idea....
Debt Collector Refusing Payment? Know Your Rights
Dealing with debt collectors can be tricky, especially if they refuse your payment. This situation can arise due to vari...
Debt Forgiveness: What Debts Qualify and Which Don't
Debt forgiveness can provide a fresh start, but it's not a universal solution. Certain types of debt, like some federal...
Debt Collectors: What Must They Prove?
If a debt collector contacts you, they need to prove they have the right to collect the debt. This usually involves prov...
Debt Collector Rejected Your Settlement? Here's What's Next
If a debt collector turns down your settlement offer, it can be frustrating. Don't give up hope just yet! Several things...
What Happens If You Can't Pay Your HELOC? Consequences Explained
Home equity lines of credit (HELOCs) can be helpful, but falling behind on payments can lead to serious financial troubl...
Student Loan Defaults Could Lead to Wage Garnishment for Millions
Millions of student loan borrowers are at risk of defaulting on their loans, potentially leading to wage garnishment. Th...