Starting Thursday, the Social Security Administration (SSA) will resume its policy of recovering overpayments by withholding 100% of a beneficiary's monthly check. This change has sparked concern among advocacy groups who fear the financial hardship it will place on seniors and disabled individuals dependent on Social Security benefits.
An overpayment occurs when the SSA determines that a beneficiary has received more money than they were entitled to. This can happen due to errors in reporting income, changes in marital status, or other factors affecting eligibility. While the SSA has a legal obligation to recoup these overpayments, the method of doing so is now under scrutiny.
Previously, the SSA had implemented a temporary policy allowing for more flexible repayment options, recognizing the financial strain that withholding an entire check could impose. The return to the 100% withholding policy has been met with criticism, with advocates arguing that it disproportionately affects those with limited resources and puts them at risk of housing insecurity, food insecurity, and other hardships.
The SSA maintains that it is obligated to recover overpayments and that beneficiaries have the right to appeal the decision if they believe an error has been made. However, navigating the appeals process can be challenging, and many beneficiaries may be unaware of their rights or lack the resources to effectively advocate for themselves. Advocates are urging the SSA to reconsider its policy and explore more compassionate and sustainable solutions for recovering overpayments, such as individualized repayment plans based on a beneficiary's ability to pay.
Social Security Overpayment Policy Concerns Advocates
A new Social Security Administration policy taking effect this week allows the agency to reclaim overpayments by withholding an entire beneficiary's check. Advocates worry this could financially harm seniors and disabled individuals who rely on these funds. The policy change reverses a temporary measure that allowed for more lenient repayment options. This development raises concerns about the agency's handling of overpayments and its impact on vulnerable populations.
Source: Read the original article at CBS